Balance Transfer – Landing
Start Balance Transfer
Balance Transfer • For Salaried

Switch to a lower rate & shrink your EMI

We compare partner-bank offers, guide foreclosure, and move your loan — end-to-end, fast and secure.

Start Balance Transfer WhatsApp Call
Reduse Rate To
9.99% p.a.
Get Your Offer
Online 10 seconds
Digital Journey
End-to-End*

How It Works

Four simple steps — share details, compare offers, upload docs, and we help you switch seamlessly.

1
Share current loan details
Outstanding, EMI, months paid & left
2
Get real offers from top banks
Multiple partner banks & live offers
3
Select bank & upload documents
KYC, statements, salary slips — securely
4
Approval & disbursement
Foreclosure support & quick disbursal
HDFC Bank ICICI Bank Axis Bank Kotak Mahindra Bank IDFC FIRST Bank YES Bank IndusInd Bank HDFC Bank ICICI Bank Axis Bank Kotak Mahindra Bank IDFC FIRST Bank YES Bank IndusInd Bank

Why Choose Us

Get live rate offers online
AI-powered engine checks bank-specific rules and shows offers that actually fit your profile.
Real, executable offers
Company, salary, location, existing EMIs — we use all of it to avoid fake “teaser” rates.
No surprises at disbursement
Rate, fees and EMI shown in your final offer are what you sign for. No last-minute changes.

Personal Loan Balance Transfer – FAQs

Moving your existing personal loan to another bank/NBFC for a better rate, revised tenure, or features. Charges and eligibility vary by lender.

Comparing offers through soft-check flows won’t impact your score. A lender’s final hard pull can have a small, temporary effect.

PAN, Aadhaar, recent salary slips, bank statements, address proof, and your existing loan statement for BT. Requirements differ by lender.

Instant pre-screens are common; final approval depends on underwriting and document verification, typically 2–4 days.

Personal Loan Disclosures

  • Repayment period: Min 12 months to Max 60 months
  • Maximum APR: 24% p.a. (APR generally includes interest + applicable fees/costs as per lender & local law)
Representative Example (total cost including applicable fees)
Loan amount₹20,00,000
Interest rate (p.a.)10.99%
Tenure60 months
Processing fee + GST₹999 + ₹180
EMI (approx.)₹43,475
Total amount payable (approx.)₹26,09,679
* Loan approval is the sole decision of the bank. * GST as applicable. * Terms may change as per bank discretion.

Ready to switch?

Start your Balance Transfer now. We’ll compare offers and guide you end-to-end.

Start Balance Transfer