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Welcome Bonus

Welcome bonus of 1499 Neu Coins,applicable on 1st transation done within 30 days of card issuance

Lounge Access

Welcome bonus of 1499 Neu Coins,applicable on 1st transation done within 30 days of card issuance

Reward Points

Welcome bonus of 1499 Neu Coins,applicable on 1st transation done within 30 days of card issuance

Fee and Charges
Joining Fees
Annual Fees
Annual Percentage Rate
 25 %
Add-On Card Fee
Minimum Repayment Amount
 60 %
Cash Withdrawal Fee
 79 %
Cash Advance Limit
 20 %
Cash Replacement Fee
Foreign Transation Fee
 79 %
Over Limit Penalty
 65 %
Fuel Transation Surcharge
 79 %
Reward Point Value
Late Payment Charges
Balance Below 100
Balance from  100 to 500
Balance from  501 to 5000
Balance from  5001 to 10000
Balance from  10001 to   25000
Balance from   25001 to 50000
Balance more than   50000
Example
STATEMENT CYCLE:25 OF EACH MONTH
Type Transaction Date Amount
Jio Mart 14‑Jan‑24
Payment
Received 10‑Feb‑24

Example for interest computation: If full payment of is made by Payment Due Date, no interest would be levied. In the above example interest will be charged as follows in the statement dated 25‑Feb‑24.

Type Transaction Date Outstanding Balance Up to Date Days Interest Rate Interest
Jio Mart 14‑Jan‑24 10000 25‑Jan‑24 11 2.99% p.m. /36% p.a. 108.49 (11/365 days*36%* 10,000)
Opening Balance on 25‑Jan‑24 10000 10‑Feb‑24 16 2.99% p.m. /36% p.a. 157.81 (16/365 days*36%* 10,000)
Payment of ₹7,000 on 10‑Feb‑24 10‑Feb‑24 3000 25‑Feb‑24 15 2.99% p.m. / 36% p.a. 44.38 (15/365 days* 36%* 3,000)
Total Interest Payable 310.68

Please note in the above illustration interest has been calculated at 2.99% p.m.


Interest is calculated on a daily basis on the current outstanding balance of the Cardholder. Interest is levied if Total Amount Due is not paid off by due date. Also, interest will be levied on all cash advances from the date of the transaction until the date of payment. Interest rate of 2.99% per month (36% per annum) will be applicable initially. The bank can at its sole discretion change the interest rate depending on factors such as, but not limited to, credit history, purchase patterns, payment behavior, loyalty and vintage of the customer. Interest charges are dynamic and are subject to change based on periodic review by Bank.