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Fee and Charges

Late Payment Charges

Example

STATEMENT CYCLE:25 OF EACH MONTH

Type	Transaction Date	Amount
Jio Mart	14‑Jan‑24
Payment Received	10‑Feb‑24

Example for interest computation: If full payment of is made by Payment Due Date, no interest would be levied. In the above example interest will be charged as follows in the statement dated 25‑Feb‑24.

Type	Transaction Date	Outstanding Balance	Up to Date	Days	Interest Rate	Interest
Jio Mart	14‑Jan‑24	10000	25‑Jan‑24	11	2.99% p.m. /36% p.a.	108.49 (11/365 days36% 10,000)
Opening Balance on 25‑Jan‑24		10000	10‑Feb‑24	16	2.99% p.m. /36% p.a.	157.81 (16/365 days36% 10,000)
Payment of ₹7,000 on 10‑Feb‑24	10‑Feb‑24	3000	25‑Feb‑24	15	2.99% p.m. / 36% p.a.	44.38 (15/365 days* 36%* 3,000)
Total Interest Payable						310.68

Please note in the above illustration interest has been calculated at 2.99% p.m.

Interest is calculated on a daily basis on the current outstanding balance of the Cardholder. Interest is levied if Total Amount Due is not paid off by due date. Also, interest will be levied on all cash advances from the date of the transaction until the date of payment. Interest rate of 2.99% per month (36% per annum) will be applicable initially. The bank can at its sole discretion change the interest rate depending on factors such as, but not limited to, credit history, purchase patterns, payment behavior, loyalty and vintage of the customer. Interest charges are dynamic and are subject to change based on periodic review by Bank.

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The information and materials contained in these pages - and the terms, conditions, and descriptions that appear - are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final service providers determination and acceptance.

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