HDFC Personal Loan

Get HDFC Bank Personal Loan With 9.99%*

Transfer Your Existing Other Bank PL to HDFC With 9.99% No Processing Fee

Limited Time Offer 0% Processing Fee
Check eligibility and Offers online
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Flexible Tenure &
Loan Amount
HDFC Personal Loan

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Loan information

Know more about HDFC Personal Loan

Important loan details are shown below in a simple format, so customers can understand benefits, eligibility, charges and examples before applying.

Check Eligibility
Features & Benefits Key advantages of this loan
Eligibility Criteria Who can apply and qualify
Interest Rates & Charges Rate, fee and charge details
Example Simple repayment illustration

Features & Benefits

Key advantages of this loan
  • HDFC Bank Personal Loan
  • Loan amount from 1,00,000 to Rs ,1,00,00,000/-
  • HDFC Bank Personal Loan maximum amount 1 Cr
  • Repayment tenures from Min 12 Months to Max 72 months
  • Best in Class Rate of Interest
  • Transfer higher-rate loans to HDFC via Balance Transfer
  • Simplified documentation
  • Quick approval with minimal documentation
  • HDFC Bank Personal Loan interest rate 10 lakh (Offer)

Eligibility Criteria

Who can apply and qualify
  • HDFC Bank Personal Loan Interest Rate, Eligibility EMI Calculator Online
  • HDFC Bank Personal Loan Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 60 years
  • Minimum Net Monthly Income: Rs 35,000
  • Maximum loan available: Rs 1 CR

Interest Rates & Charges

Rate, fee and charge details
Rate of Interest HDFC Personal loan Interest Rate depends on salary, company, and loan amount. Please fill the details to get the Rate of Interest online.
Loan Processing Charges Depends on salary, company, and loan amount. Please fill the details to get the Processing Charges online + GST applicable. On Offer, No Processing Fee.
Cheque Bounce Charges Rs. 500 per cheque bounce + GST applicable
 
Prepayment/ Forclosure Charges Nil (Any loan amount)
Default Interest Rate Max rate of interest (APR) 24%
 
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST applicable

* (Subject to change as per Bank's discretion from time to time)

* Loan approval is sole decision of the bank

* GST as applicable will be levied

* Refer for more details on charges:

“HDFC Bank offer availability depends on eligibility and lender policy.”

“ApprovalBooster is a loan facilitation platform/DSA partner (not a bank/NBFC). We help you compare offers from partner lenders. Final approval, rate and charges are decided by the lender.”

Example

Simple repayment illustration

HDFC Personal loan amount Rs 2000000

Rate of Interest 10.99
Loan Processing Charges Rs 999
GST 18% on processing charges = 180
Tenure 60 Month
EMI Rs 43475
Total amount Payable Processing fee (999) + GST(180) + Interest for 60 Month (608500) + Principal(2000000) = Rs 2609679
Final approval, loan amount, interest rate and charges are subject to the bank's policy, verification and customer eligibility.