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Bank Offers always Based on Salary, Company and Loan Amount giving details help us to give you better Offer
Preview only. To customize and get an exact offer as per bank policy, please fill the form above and verify OTP.
100000
5000000
Bank Name Interest Rate Monthly EMI Processing Fee Part Payment Pre-Closing Charges Take Action
HDFC
HDFC
9.99%
Reducing Interest
39305
999
Excluding GST+SDC
One time fee
Allowed
No Charges
Loan EMI
39305
Total Interest Payable
336619
Total Payable
(Principal + Interest)
1886619
Verify OTP to unlock the real bank offer(s), exact rate, and document list.

FEATURES & BENEFITS

HDFC Bank Personal Loan

Available for salaried individuals

Loan amount from 1,00,000

HDFC Bank Personal Loan maximum amount 50 lakh

Tenure options: 12 to 72 months

Best-in-class interest rates

Transfer higher-rate loans to HDFC via Balance Transfer

Simplified documentation

Quick approval with minimal paperwork

HDFC Bank Personal Loan interest rate 10 lakh (Offer)

ELIGIBILITY CRITERIA

  • HDFC Bank Personal Loan Interest Rate, Eligibility EMI Calculator Online
  • HDFC Bank Personal Loan Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 60 years
  • Minimum Net Monthly Income: Rs 20,000
  • Maximum loan available: Rs 50 lacs

INTERESTRATE CHARGES

Rate of Interest HDFC Personal loan Interest Rate depends on salary, company, and loan amount. Please fill the details to get the Rate of Interest online.
Loan Processing Charges Depends on salary, company, and loan amount. Please fill the details to get the Processing Charges online + GST applicable. On Offer, No Processing Fee.
Cheque Bounce Charges Rs. 500 per cheque bounce + GST applicable
 
Prepayment/ Forclosure Charges Nil (Any loan amount)
Default Interest Rate Max rate of interest (APR) 24%
 
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST applicable

* (Subject to change as per Bank's discretion from time to time)

* Loan approval is sole decision of the bank

* GST as applicable will be levied

* Refer for more details on charges:

“HDFC Bank offer availability depends on eligibility and lender policy.”

“ApprovalBooster is a loan facilitation platform/DSA partner (not a bank/NBFC). We help you compare offers from partner lenders. Final approval, rate and charges are decided by the lender.”

EXAMPLE

HDFC Personal loan amount Rs 2000000

Rate of Interest 10.99
Loan Processing Charges Rs 999
GST 18% on processing charges = 180
Tenure 60 Month
EMI Rs 43475
Total amount Payable Processing fee (999) + GST(180) + Interest for 60 Month (608500) + Principal(2000000) = Rs 2609679