| Bank Name | Interest Rate | Monthly EMI | Processing Fee | Part Payment | Pre-Closing Charges | Take Action |
|---|---|---|---|---|---|---|
HDFC
|
9.99%
Reducing Interest
|
39305
|
999
Excluding GST+SDC
One time fee
|
Allowed
|
No Charges
|
| Rate of Interest | HDFC Personal loan Interest Rate depends on salary, company, and loan amount. Please fill the details to get the Rate of Interest online. |
| Loan Processing Charges | Depends on salary, company, and loan amount. Please fill the details to get the Processing Charges online + GST applicable. On Offer, No Processing Fee. |
| Cheque Bounce Charges | Rs. 500 per cheque bounce + GST applicable |
| Prepayment/ Forclosure Charges | Nil (Any loan amount) |
| Default Interest Rate | Max rate of interest (APR) 24% |
| Issuance Charges for Photocopy of Loan Agreement/ Documents | Rs 250 per instance + GST applicable |
|
* (Subject to change as per Bank's discretion from time to time) * Loan approval is sole decision of the bank * GST as applicable will be levied * Refer for more details on charges: “HDFC Bank offer availability depends on eligibility and lender policy.” “ApprovalBooster is a loan facilitation platform/DSA partner (not a bank/NBFC). We help you compare offers from partner lenders. Final approval, rate and charges are decided by the lender.” |
|
| Rate of Interest | 10.99 |
| Loan Processing Charges | Rs 999 |
| GST | 18% on processing charges = 180 |
| Tenure | 60 Month |
| EMI | Rs 43475 |
| Total amount Payable | Processing fee (999) + GST(180) + Interest for 60 Month (608500) + Principal(2000000) = Rs 2609679 |