IndusInd Personal Loan

Apply IndusInd Bank Personal Loan @ 9.99%
Get 84 Months Tenure with 0% Processing Fee

No Insurance Charges No Closing Charges
Check eligibility and Offers online
Quick online process and secure online disbursement.
Instant
Approval
Attractive
Interest Rates
Online
Process
Flexible Tenure &
Loan Amount
IndusInd Personal Loan

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Flexible RepaymentChoose your tenure
Loan information

Know more about IndusInd Personal Loan

Important loan details are shown below in a simple format, so customers can understand benefits, eligibility, charges and examples before applying.

Check Eligibility
Features & Benefits Key advantages of this loan
Eligibility Criteria Who can apply and qualify
Interest Rates & Charges Rate, fee and charge details
Example Simple repayment illustration

Features & Benefits

Key advantages of this loan
  • Loans available for salaried individuals
  • Loans are available from Rs 1,00,000/- to Rs 50,00,000/-
  • Repayment tenures from Min 12 Months to Max 60 months
  • Best in Class Rate of Interest.
  • Loans at higher rates can be transferred to IndusInd Bank with our Balance transfer facility.
  • Simplified documentation.
  • Simple procedure, minimal documentation and quick approval

Eligibility Criteria

Who can apply and qualify
  • Personal Loan Interest Rate ,Eligibility Emi Calculator Online
  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 60 years
  • Minimum Net Monthly Income: Rs 25,000
  • Maximum loan available: Rs 50 lacs

Interest Rates & Charges

Rate, fee and charge details
Rate of Interest

Depend on salary,company and loan amount please fill the details to get the Rate of Interest online

 

Loan Processing Charges

Depend on salary,company and loan amount please fill the details to get the Processing Charges online + GST applicable

 

Cheque Bounce Charges Rs. 500 per cheque bounce + GST applicable
 
Prepayment/ Forclosure Charges Nil(Any loan amount)
Default Interest Rate Max rate of interest (APR) 24%
 
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST applicable

*  (Subject to change as per Bank's discretion from time to time)

*  Loan approvel is sole desision of the bank

*  GST as applicable will be levied

Example

Simple repayment illustration

 

Personal loan amount Rs 2000000

Rate of Interest 10.99
Loan Processing Charges Rs 999
GST 18% on processing charges = 180
Tenure 60 Month
EMI Rs 43475
Total amout Payable
 

Processing fee (999) + GST(180) + Interest for 60 Month (608500) + Principal(2000000) = Rs 2609679

Final approval, loan amount, interest rate and charges are subject to the bank's policy, verification and customer eligibility.