Yes Bank Personal Loan

Apply Yes Bank Personal Loan @10.25% ROI
No Processing Fee No Insurance Charges

Check eligibility and Offers online
Quick online process and secure online disbursement.
Instant
Approval
Attractive
Interest Rates
Online
Process
Flexible Tenure &
Loan Amount
Yes Bank Personal Loan

Check your eligibility in 2 minutes

No impact on your credit score

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details
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offer
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in Account
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End To End Online ProcessHassle-free process
Quick DisbursalFunds in your account
Best Interest RatesAttractive loan offers
Flexible RepaymentChoose your tenure
Loan information

Know more about Yes Bank Personal Loan

Important loan details are shown below in a simple format, so customers can understand benefits, eligibility, charges and examples before applying.

Check Eligibility
Features & Benefits Key advantages of this loan
Eligibility Criteria Who can apply and qualify
Interest Rates & Charges Rate, fee and charge details
Example Simple repayment illustration

Features & Benefits

Key advantages of this loan

Yes Bank Personal Loans

Available for salaried individuals

Loan amount from 1,00,000 to 50,00,000

Tenure options: 12 to 60 months

Best-in-class interest rates

Transfer higher-rate loans to Yes Bank via Balance Transfer

Simplified documentation

Quick approval with minimal paperwork

Eligibility Criteria

Who can apply and qualify
  • Yes Bank Personal Loan Interest Rate, Eligibility EMI Calculator Online
  • Yes Bank Personal Loan Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 60 years
  • Minimum Net Monthly Income: Rs 20,000
  • Maximum loan available: Rs 50 lacs

Interest Rates & Charges

Rate, fee and charge details
Rate of Interest Yes Bank Personal loan Interest Rate depends on salary, company, and loan amount. Please fill the details to get the Rate of Interest online.
Loan Processing Charges Depends on salary, company, and loan amount. Please fill the details to get the Processing Charges online + GST applicable.
Cheque Bounce Charges Rs. 500 per cheque bounce + GST applicable
 
Prepayment/ Forclosure Charges Nil (Any loan amount)
Default Interest Rate Max rate of interest (APR) 24%
 
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST applicable

* (Subject to change as per Bank's discretion from time to time)

* Loan approval is sole decision of the bank

* GST as applicable will be levied

* Refer for more details on charges:

Example

Simple repayment illustration

Personal loan amount Rs 2000000

Rate of Interest 10.99
Loan Processing Charges Rs 999
GST 18% on processing charges = 180
Tenure 60 Month
EMI Rs 43475
Total amount Payable Processing fee (999) + GST(180) + Interest for 60 Month (608500) + Principal(2000000) = Rs 2609679
Final approval, loan amount, interest rate and charges are subject to the bank's policy, verification and customer eligibility.